Credit Cards; No Need To Pay – You Already Have!
Why don’t credit card balances have to be paid and how have we already paid?
Well there is one simple reason, yet for you to truly believe it and get your head around to the idea, you will have to do a little research yourself and then start looking at the financial system of this world very, very differently. But if you are already in controversy with banks, building societies or any credit card corporations, which is causing you great stress, then there is a quick and lasting fix that will deal with these deceivers.
It works, and will give you plenty of time to then research how and why it works as it does. There will be pointers towards the areas of where to research, and then the rest of your journey is yours! The credit card corporation will obviously black-list you for your decision to not let them commit fraud and deception on you anymore, but that is the price!
Now their simple yet brilliantly executed trick (con) is in the name, ‘Credit’ card! You (well your signature or tick in a box on a pc screen and maybe a signature a few days later possibly, but not always) are a co-creator of credit with the credit card corporation.
There was NEVER a debt incurred by anyone or anything. Don’t believe it? Then write to the CEO of the credit card corporation and ask for the validation of where a debt was incurred. You will not get one because a debt/loss doesn’t, and never did exist! That alone will get the fraudsters off your back as you now have proof that they have, and continue to commit fraud!
If you want to know why the corrupt banks operate like this, simply investigate a thing called Fractional Reserve Banking, and you will soon discover why the world is in the trouble it is right now!
Now remember that when you get a phone call from the crooked corporation/s, do not give them your name or D/O/B. Inform them (politely) that you would be more than happy to assist them, and they should contact you by letter using recorded post and put any claim they believe they have against you on paper and signed by the corporations Chief Executive Officer (CEO). By the way, this won’t happen, as the CEO knows they are already committing a crime against public policy and would be committing commercial suicide if they even thought about it for more than half a second!
If they keep troubling you by phone with various threats…oh they do make us laugh bless them; simply write to the CEO using Recorded Post with something very similar to the example below in black bold:
Oh, and if you are worried about threats of Bailiffs, visit a great site that shows you how to deal with them very effectively, peacefully and lawfully. Bailiffs commit fraud, it’s just you probably are not aware of that yet! Click here to be taken to Screw The Bailiff – Clamping Down on Bailiff Crime!
You will soon start waking up to who you really are. This is to assist you whilst you’re waking up and becoming confident with the realisation that no man or woman has power over you, as you have no power of them! All are, and is, equal under whatever label you use to mean Source/Being/Divine…
****************************************
CEO (WHATEVER) BANK
Full Address of their Head Office
Date:
Sent Recorded Post
NOTICE REGARDING ACCOUNT # (whatever the number is)
Dear Sir or Madam:
I would be happy to settle any financial obligation I might lawfully owe as soon as I have received the following documents from you.
1. Validation of the actual debt (the actual accounting).
2. Verification of your claim against me (a sworn affidavit or a hand signed invoice)
3. A copy of the contract signed by both parties and therefore binding both parties.
I hereby give you fourteen (14) days to reply to this notice with a notice sent using recorded post, and signed by the CEO under their full commercial liability and penalties of perjury, assuring and promising me that all of the replies and details given to the above requests are true and without deception, fraud or mischief.
Yours truly,
By: ____________________(agent)_Date: ____________
****************************************
In the world of commerce get used to autographing and using (agent) in brackets after your autograph. This is because you are an agent for NAME in ALL CAPITALS, and the NAME is NOT you!
Now the banks cannot validate/prove the debt because they never sustained a loss and a debt never existed. They cannot verify any claim against you because you are not the NAME they are billing. They cannot produce a copy of the contract because one doesn’t exist; all that exists is an unenforceable unilateral contract, or what the banks refer to as ‘your contract with us’ and this is not a valid bilateral agreement, since the four requirements of a lawful, binding contract were not met on the credit card application. These are as follows:
1. Full disclosure (we are not told that we are creating the credit with our signature).
2. Equal consideration (they bring nothing to the table, hence they have nothing to lose).
3. Lawful terms and conditions (they are based upon fraud).
4. Signatures of the Parties/Meeting of the Minds (corporations cannot sign because they have no right, or mind, to contract as they are legal fictions).
Oh, and always be polite and loving. Remember that the vast majority are not aware of this and so resist becoming righteous. Help others by allowing them, not restricting or trying to control them. You will soon see how much easier that is when you realise the corrupt law makers haven’t ever had any true power over you.
This also helps you stay in honour, which you will start to discover is a massive thing in Admiralty/Commercial redemption.
Credit cards are based upon fraud and are win/win for the banks and lose/lose for everyone else. It is one of the slickest cons on the planet!
And an interesting spiritual slant:
So don’t worry and stay calm; after a little bit of watching and reading you will have some of the bigger dots joined up and be able to see straight through the massive deception, and your power will come flooding back…the very equal power that the Creator had always intended us to have, and the power His Son assured for us if all we would do is open our eyes, believe and accept. The Bible talks of sin and commerce talks of debt. Debt and sin are both one of the same, and all natural born human beings had their debts/sins prepaid when the Son of the Creator died on the cross to take care of all past, present and future sins/debts.
And once you see through the deception you will also come to believe the concept, and once you believe and accept the concept and the symbolism of the crucifixion/for-give/prepay/bonds/insurance/debt/sin, you will soon see how symbolic the books in the Bible truly are! This is not about any specific religion, yet remember the Bible is the root of Law in the UK, USA, CANADA, NZ, AUSTRALIA and on and on, and the concepts of both Common Law and Admiralty/Merchant/Commercial Law, herald from the Bible.
For many, many years the UK, USA, CANADA and most other countries have been bankrupt, and operating in commerce using Law of Merchant Law/Admiralty Law. This is done by the use of insurance policies/bonds. Your NAME already has unlimited liability insurance in the shape of your Birth Certificate (Bond/insurance policy), and your National Insurance policy. You are the sole beneficiary of your NAME/Corporation’s Bond, yet you just didn’t know it. It can be reclaimed but first arm yourself with the knowledge, as a little information can be a dangerous thing!
Admiralty law is adversarial, which means the opposition doesn’t have to tell you what they are doing, yet it is unlawful to use fraud and mischief in contracts. Once you start to discover what has happened here, you will never see the world in the same way again!
Some incredible areas of research and information can be found below. Do not be put off if the researchers and presentations are based in the UNITED STATES (oh look, a corporation), CANADA (and another one), or anywhere else; the principles are almost identical everywhere where Common Law and Admiralty Law exist, and that means the UNITED KINGDOM (just another corporation).
Remember that the FEDERAL RESERVE BANK, BANK OF CANADA are privately owned corporations that are based on the model formed in 1694 by THE BANK OF ENGLAND (The Rothschild family – Red-Shield). Oh and guess what the INTERNATIONAL MONETARY FUND is? How about THE WORLD BANK?
PDF’s of additional info:
Mary Croft – How I clobbed every cash confiscatory agency known to man
Template letters:
Letter 1
Will Curley CEO MBNA Europe Bank Limited
PO Box 25
Carrick on Shannon
Co Leitrim
Date: 27th October 2009
Sent By Recorded Post
NOTICE REGARDING ACCOUNT xxxxxxxxxxx
I Conal: Boyle a living soul agent for the legal entity CONAL BOYLE, do declare the following to be true and correct to the best of my knowledge with God as my witness.
I am in receipt of your notice dated 21/10/09 ref: xxxxxxxxxxxxx. Addressed to the legal entity CONAL BOYLE regarding an outstanding debt in the amount of €xxxxxx
I conditionally accept your notice of alleged debt upon receiving the following:
1. Proof of debt, Validation of the actual debt (the actual accounting).
2. Full disclosure of the alleged debt. (a lawful requirement of any contract).
3. Verification of your claim against me (a sworn affidavit).
It may be wise to take note of the following are the terms of a lawful contract:
1. Full disclosure (we are not told that we are creating the credit with our signature).
2. Equal consideration (the bank bring nothing to the table; hence they have nothing to lose).
3. Lawful terms and conditions (they are based upon fraud).
4. Signatures of the Parties/Meeting of the Minds (corporations cannot sign because they have no right, or mind, to contract as they are legal fictions).
I demand that all of the above conditions be met and presented in Affidavit format sworn under oath or attestation, under penalty of perjury and upon your full commercial liability. Due to the urgency and seriousness of this allegation, I will give you fourteen (14) days to respond. If I do not receive such a response conforming to the above criteria within fourteen (14) days of the date of this letter, it will be deemed a tacit agreement by your acquiescence that the debt is null and void and non-existent.
Furthermore I wish to deal with this matter by written correspondence only.
Sincerely and without malice, afterthought, ill will, vexation or frivolity,
Signed by : _____________(agent)
Letter 2
Will Curley CEO MBNA Europe Bank Limited
PO Box 25
Carrick on Shannon
Co Leitrim
Date: 10th November 2009
Sent By Recorded Post
NOTICE REGARDING ACCOUNT xxxxxxxxxxx
Dear Mr Curley,
I wrote to you on 27/10/09 requesting the following documentation, so that I may settle any financial obligation I might lawfully owe:
1. Proof of debt, Validation of the actual debt (the actual accounting).
2. Full disclosure of the alleged debt. (a lawful requirement of any contract).
3. Verification of your claim against me (a sworn affidavit).
As you have failed to provide the aforementioned documentation to validate your claim, I hereby give you ten (10) days to reply to this notice from the above date with a notice sent using recorded post and signed under full commercial liability and penalties of perjury, assuring and promising me that all of the replies and details given to the above requests are true and without deception, fraud or mischief. Your said failure to provide the aforementioned documentation within ten (10) days, from the above date, to validate the debt, will constitute your agreement to the following terms:
1.That the debt did not exist in the first place;
OR
2.It has already been paid in full;
AND
3.That any damages I suffer, you will be held culpable;
4.That any negative remarks made to a credit reference agency will be removed;
5.You will no longer pursue this matter any further.
Sincerely and without malice, afterthought, ill will, vexation or frivolity,
Signed By: (agent) ;
No assured value, No liability. All Rights Reserved.:
letter 3
Will Curley CEO MBNA Europe Bank Limited
PO Box 25
Carrick on Shannon
Co Leitrim
Date: 6th Janurary 2010
Sent By Recorded Post
NOTICE REGARDING ACCOUNT xxxxxxxxxxx
I Conal: Boyle a living soul agent for the legal entity CONAL BOYLE, do declare the following to be true and correct to the best of my knowledge with God as my witness.
I have previously written to you on two occasions relating to the alleged debt for the above account in the hope to settle any lawful debt I may owe and have not received any satisfactory response.
Could you confirm that MBNA actually loaned me any of its own pre-existing money or assets, including money or assets that it may have borrowed from as another institution, or did it merely monetise the loan instrument creating a credit on account through bookkeeping entries that is used to fund the loan. If so, that would be an exchange, not a loan and I would not have had full disclosure that this was the source of the funds
I demand that all of the above be met and presented in Affidavit format sworn under oath or attestation, under penalty of perjury and upon your full commercial liability. Due to the urgency and seriousness of this allegation, I will give you fourteen (14) days to respond. If I do not receive such a response conforming to the above criteria within fourteen (14) days of the date of this letter, it will be deemed a tacit agreement by your acquiescence that the debt is null and void and non-existent.
Furthermore I wish to deal with this matter by written correspondence only.
Sincerely and without malice, afterthought, ill will, vexation or frivolity,
Signed by : _____________(agent)
Letter 4
Will Curley CEO MBNA Europe Bank Limited
PO Box 25
Carrick on Shannon
Co Leitrim
Date: 27th January 2010
Sent By Recorded Post
TERMINATION OF CONTRACT / ACCOUNT 4335 0700 9584 2507
Dear Mr Curley,
I Conal: Boyle a living soul agent for the legal entity CONAL BOYLE, do declare the following to be true and correct to the best of my knowledge with God as my witness.
TERMINATION OF CONTRACT
This is timely notice that this contract and any obligation it created is hereby terminated for failure to provide Adequate Assurance of Due Performance as outlined in International Contract Law and UNIDROIT Principles of International Commercial Contracts 1994.
Article 7.3.4 – Adequate Assurance of Due Performance
A party who reasonably believes that there will be a fundamental non-performance by the other party may demand adequate assurance of due performance and may meanwhile withhold its own performance. Where this assurance is not provided within a reasonable time the party demanding it may terminate the contract
All requests have been made in writing, and service has been recorded via registered post with delivery confirmation. Despite these requests for full disclosure I have not received information from the bank to assure me of its performance, and that I received proper consideration to support the contract.
It must therefore be assumed that the bank did not lend me its own pre-existing money or assets (including pre-existing money or assets it may have sourced from another institution), but merely monetised the loan instrument, my promissory note, creating a credit on account through bookkeeping entries that is used to fund the loan, as I have not received information to the contrary.
That would be an exchange, not a loan, and have not received full disclosure that I was to be the source of the funds. This is misrepresentation and fraud, as I believed the bank would be lending me its own pre-existing money.
You are directed to correct any record of bad credit that you may have lodged credit reporting agency within seven (7) days.
Signed by : _____________(agent)
